Bad debt if used for lifestyle ; Shopping, etc. Bad debt, make your life become wasteful money. For example ; quoted by CNN Indonesia "A survey conducted by auditing, tax and financial consulting services companies in the United Kingdom, that 52% people's of the United Kingdom have a debt for lifestyle therefore a lot of problem with debt"
The debt make stress
Lots of people have cases in debt become stress because debt have a pressure with them, they must pay every month, if they don't pay it. They have a problem. For example ; In the year 2010, Royal College of Psychiatrist said when human had debt then they have a problem about mentally.
How spared of debt?
1. Make list your salary and a necessary every month
2. Make a list budget every month
3. Stop wasteful habits
4. Start saving money, and
5. Find ways to add money !!
