JKN: Moral Hazard Versus Urun Biaya

[iv]   Arrow, K.J. (1963) Uncertainty and the Welfare Economics of Medical Care, in The American Economic Review, Vol. LIII, No. 5, Dec 1963: 141-159, Bulletin of the WHO, Feb 2004, Vol. 82. No. 2.

[v]   Pauly, M.V. (1968) The Economics of Moral Hazard: Comment, in The American Economic Review, Vol. 58, No. 3, Part 1: 531-537

[vi]   Donabedian, A. (1976) Benefits in Medical Care Programs. Cambridge, MA: Harvard University Press, 1976: 44-46.

[vii]  Ibid.

[viii]   Nyman, J.A. (2004) Is 'Moral Hazard' Inefficient? The Policy Implications Of A New Theory in Health Affair September 2004 Vol. 23 No. 5: 194-199. 

[ix]   Ibid.

[x] Nyman. J.A. (1999) The economics of moral hazard revisited in Journal of Health Economics 1999, Vol. 18: 811--824.